Lots of lights in this 400-unit residential complex are still on. Like 63% of the rest of Americans we can't sleep.
According to a survey by the American Psychological Association, we are totally stressed out, reports Bloomberg.
The top cause for angst is healthcare. That is, the cost of medical insurance.
A colleague in public relations was laid off. The company had paid a significant portion of the medical insurance premium. Post-termination, he had the option of continuing that with COBRA. The monthly nut for him, his wife, and two teenage children would have been $2,500. Lucky for him, he landed another job with good benefits.
Next on the list of our worries is the economy. Sure, it's getting better. GDP growth was 3%.
But, come on, the issue is employment security. How long will a traditional job or contract assignment last?
The economy is global, driven by technology. Lots of that technology could soon enough be blockchain. That means a significant number of jobs could be lost in finance, law, supply chain management, healthcare, and document creation/storage/retrieval.
Therefore, because of the medical insurance expense and the uncertainty of employment what that abstraction - the economy - is doing is almost irrelevant.
A solution for getting regular sleep is to re-locate abroad. The cost of living is significantly lower than that of the U.S. That includes healthcare.
For example, a family who operates an internet business can move to Belize. For low-cost, quality medical and dental care they can travel from Belize to Mexico. When I was living in southern Arizona, I popped down to a border town in Mexico for extensive dental work. That cost me less than a third what it would have in the U.S.
Other options for relocation include the Philippines, Ecuador, and parts of Spain. Should I become unable to continue to work and start to run out of money, my first choice would be the Philippines. The government is encouraging immigration. American English is spoken. The people, some of whom I do business with, are warm and friendly.
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